Your first credit card is a significant step towards financial independence. While it's relatively easy to obtain one with a job, it's crucial to understand that it's equally easy to accumulate debt rapidly. However, by using your credit card wisely, such as maintaining a low credit utilization and making timely repayments, you can actively build a good credit score.This not only helps you secure bigger loans like a mortgage on more favourable terms later in life but also empowers you to make...
Store credit cards allow retailers to drive repeat purchases and make a cut of cash. Even before a new CFPB ruling, the revenue segment was under pressure.
Have you ever wondered if you can pay your credit card bill with another credit card? And if you can, is it a smart financial move to do so? Credit card issuers limit the types of accounts you can use to pay your credit card bill, but there are workarounds. Let’s examine your options. Can …
Delinquency rates among American credit card holders are at an all-time high, according to a Federal Reserve Bank of Philadelphia report.
Retailers’ revenue from store credit cards is reportedly facing pressure for several reasons. These forces are impacting all retailers, but especially department stores, whose businesses face other challenges as well, CNBC reported Wednesday (April 10). The latest change affecting store credit cards is the new federal rule that will cap credit card late fees at $8, according […]
Without any direction from Congress, the Consumer Financial Protection Bureau (CFPB) finalized a rule that (1) changes the safe harbor dollar amount for late fees from $30, or $41 for subsequent late payment violations, to a strict threshold of $8 while prohibiting any higher amount for future delinquencies; and (2) removes the safe harbor late […]
When the economy is going well, people buy a lot on credit and keep current with their credit card debt.
It’s Masters Week, which is like a secular holiday for me. I don’t even follow golf that closely outside of this week every year.
By Joe Brandt Click here for updates on this story PENNSAUKEN, New Jersey (KYW) — Another credit card skimmer has been found at a 7-Eleven store in South Jersey – this time in Pennsauken – just days after a skimmer was found at a 7-Eleven in Cinnaminson. The skimmer was found at the 7-Eleven at
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Some Man United staff will reportedly no longer get access to private cars. It follows news of the club cancelling corporate credit cards to cut costs . Why this is the end for Erik ten Hag at Man United -
"Ironically, Ramadan is all about food," says Aya Yousef, an HLB Egypt Makary Consulting senior analyst.While more than two billion Muslims endure a month of fasting, the international food consumption rate exceeds the typical consumption pattern."Food retailers stock products at least a month ahead in preparation for excess demand," Yousef added. "Supermarkets and hypermarkets extend hours to midnight and tend to have Ramadan-specific promotions and offers."A survey published by HLB found that...